You Need a Budget

Stop living paycheck to paycheck, get out of debt, and save money faster with YNAB .

 

Never heard of YNAB? 

It’s easy-to-use budget software paired with a powerful methodology.

For more info and free live classes, visit: YouNeedABudget.com

 

Praised across the internet as the “best budgeting software”, You Need A Budget (YNAB) cuts to the chase with your finances. YNAB focuses you on the foundation of your finances: the Budget. Experience has shown that when your budget is intact, and functioning correctly, everything else takes care of itself (the bills are paid on time, retirement contributions are made, and unnecessary debt is eliminated).

 

The software is built around the YNAB Method, which is comprised of our Four Rules. These Four Rules help you break the paycheck to paycheck cycle, get out of debt, and save more money faster. Where other software packages tend to have years of feature creep, YNAB offers exactly what you need: a simple, straightforward system to manage your money.

And YNAB offers fantasitic support, including video tutorials, free live budgeting classes, and an active supportive forum community.

 

Cloud Sync – stay on budget everywhere

Check balances and record transactions on the go with the free YNAB iPhone and Android apps. Install YNAB on all of your Macs (and even PCs!). They all stay up to date, all the time with Cloud Sync.

 

There’s no more guessing when it comes to spending decisions. With your budget always up to date, whether on your spouse’s iPhone, your Android, or at home on your Mac, you’ll know in a moment that it’s okay to head out to eat. Enjoying yourself is part of the plan*.

 

*That’s a code word for ‘budget’

 

Get Off the Financial Roller Coaster

YNAB lets you easily set aside funds for larger, less-frequent bills. $600 car insurance premium due in six months? Budget $100 each month into your ‘Car insurance’ category and watch the balance grow. When the bill is due, you pay it and everything is fine. What used to send y